Category Archives for "Online Payday Loans"

Nov 02

Top Online Payday loans providers

By Steve Patel | Online Payday Loans

World of online payday loans is vast, but a lot of those online payday loans agencies are nothing but scam sites, looking for easy prey. But I won’t go any further into those sites and anything connected with them. What I want to do in this article is present you few online payday sites that provide good offers and more than that- they will not screw you over.

Right now, buy several rating sites, the best site for payday loans is 100DayLoans. In short, they will provide loans up to 1 000 dollars within minute or two. Major downturn of this site is its live chat, an automated system that is activated through key words.


100DayLoans is heavily regulated site whose loans are available in 42 states of USA. This site will connect you with lenders willing to lend you some money, and even though you will find it difficulturl to get full 1 000 dollars in first or second loan, it will become easier as you repay few lesser loans. 100DayLoans doesn’t offer a specific interest rate, because lenders you are connected with have a saying in that. In general, interest rates you find through this site are not as large as you will find somewhere else. APR of those loans is 615 percent for first few loans, but as you confirm yourself as good borrower they will go down even to 59 percent in some cases.

When it comes to repayment terms, normal 14-day rule is applied, but it can go up to 100 days as it is stated in name of the site. It all comes down to you and the lender, and the agreement made between the two of you.


NetLoanUSA is another fast loan matching service which leaves a lot of terms to parties involved in loan creation. This loans has a huge network of lenders, and it will connect you with one whenever you ask for a loan. It has a lot of similarities with 100DayLoans, in many aspects. Their APR is a bit higher than the 100DayLoans, and it goes from 384 and up to 789 percent. These percentages are done on annual level and they should not concern you as long as you are able to pay those loans. In that case, for 100 dollars of loan you will have to pay between 10 and 30 dollars of the interest on 14-day repayment time.slide_10


24/7Loan is another highly competitive service that connects borrowers and lenders. Similar rules are applied here as they are for previous two services. Average APR on loans provided through 24/7Loan are identical to previous site, but at the end it is all up to lender. 24/7Loan site is simple and easy to use, and they do not require extensive documents that are required by some other services. When it comes to support 24/7Loan has FAQ section which will give you many answers you might have, everything from general info on how the lending process works up to repayment conditions and other info on that subject.

Oct 07

Payday Loans – Wright Solution?

By Steve Patel | Online Payday Loans , Payday Loan

Payday loan can be solution in some hard financial situations, but if you ever thought to take payday loan, it would be wise to reconsider you all options firstly.

These loans will allow you landing of money in short amount of time and you will be required to pay them when you receive your next paycheck. They can be very convenient, with a quick access and time of approval, but there lies the danger, because everything can turn into financial catastrophe.

Their fees are extremely high and it will charge you on every $100 fee of $22 on monthly level, but if you borrowed that money on credit card, your fee would be %18 annually, which means five dollars less and on annual level. This why you should plan your every financial step, because it can cost you greatly.

Short payday loan

If you try to convert your loan into APR, interest rates would be around 1,000%, this could be a really helpful warning: how this loan can be extremely dangerous. On the other hand, APRs can seem a bit unimportant, because even a money you borrowed for short period of time, can have huge APR fee.

This loan shouldn’t ever become your regular mean of payment. If you use them on monthly basis, then you are in serious financial problem and they will make things even worse. You should try to balance your budget and lower your expenses. This money is easy to get, but what happens next month when you find yourself in debt collectors hands.

You have to be 100% sure that you will be able to pay this loan when the time comes, others wise don’t bother getting one. It doesn’t matter how desperately you need the cash, you will get in a circle, where is hard to find the way out. Try to find some other solution instead of becoming a slave of these companies that will pray on your financial misery.

Long payday loan

Large number of these companies will let you borrow the money on longer periods of time, some of them will give you three months. This all may seem appealing, because you don’t have to return the money all in once when the paycheck comes. But remember, the longer the time, the bigger the interests. Luckily, there is a limit, your interest can’t be bigger than double the amount you got. But you shouldn’t relay too much on this, if you really need this kind of loan, always plan ahead how are you going to return it.

If you repaid your loan within required time, the landing company will know you are reliable costumer and they will try to attract you one again, because of the fact they live on you and only waiting a moment of your mistake to impose you bigger fees and interests. If they see that you are returning a money regularly, they will try to offer you a larger amount, naturally with bigger fees. Even though this offer may seem appealing, it would be wise to refuse this, even if you get some kind of a discount.

What you also should reconsider, it that these loans can damage your credit history, even if you pay them within required time. They may affect you to get a mortgage, because they will present you in a bad light and someone who isn’t reliable.



scriptsell.neteDataStyle - Best Wordpress Services